Family

Federal Insurance Increases

UPDATE: The $250,000 Share Insurance Protection increase is now permanent!

The Helping Families Save Their Homes Act of 2009, signed into law May 20, 2009, included a provision extending $250,000 share insurance coverage provided by the National Credit Union Share Insurance Fund through December 31, 2013. Now, with the Dodd-Frank Wall Street Reform and Consumer Protection Act signed into law July 21, 2010, this level of coverage has become permanent. The level of coverage was increased from $100,000 in 2008.

Does that mean any funds you have at Vantage are insured to only $250,000? Not necessarily. Contact us for more information on how you may qualify for additional coverage through NCUA.

Vantage Updates of Note for August

Just wanted to remind people of some changes coming to vcu.com:

The Reality of Your Real Estate

If you’re in the market for a new home, you’re in luck; there’s never been a better time to buy. Rates are near historic lows. The only catch––if you already own a home, you’ll need to sell it in a rather soft market. That’s why you’ll need to be sure it’s looking its best for potential buyers.

There are a number of things you can do to help ensure your home is as attractive as possible to home shoppers, so roll up your sleeves and let’s get your home ready for the market:

Foursquare in 4 minutes.

What is Foursquare (not the kids game)?  Why is it growing so fast?  Here is a short video I put together explaining the basics of how it works.  For more details on how the game works and common questions, check out the Foursqaure FAQ

 

Happy Father's Day 2010

We really enjoyed creating the Mother's Day video last month. So, we decided to do the same for our Dads. Once again, we visited with several of our dads, here at Vantage Credit Union, and asked them; "What do you love about being a father?" 

Happy Father's Day from the Vantage family, and a big thank you to all the dads out there.

 

Why Should You Care About the Durbin Amendment?

The Great Interchange Debate

Credit unions and community banks all across America are warning the public about an amendment (called “the Durbin amendment”) to the Financial Reform Bill currently being pushed through Congress. This amendment would shift the burden of paying what are called “interchange fees,” the payments that support the administrative and anti-fraud expenses, from the retail merchants who accept a debit card to the financial institutions that issues them.

Wheels and Deals; Shop for a Vehicle Online!

She’s been a good friend, but her mood’s been a little temperamental lately, and she’s let you down on more than one occasion. Not that looks are important, but she’s getting a little long in the tooth as well. Yeah, she’s lost her luster in more ways than one. For better or for worse, there comes a time when you just have to know when to cut the ties. It’s time for a new vehicle.

Before you go out kicking tires and wasting pricey gasoline running from one auto dealer to the next, why not just boot up the ol’ computer and do a little shopping from the comfort of home? Vantage offers our Direct Dealer network, a collection of nearly 250 local vehicle dealers, most online. From A (Ackerman) to Z (Zeiser), from east (O’Fallon, IL) to west (Warrenton) to north (Florissant) to south (Festus), we have you covered when it comes to shopping for a new or used vehicle.

Young and Free in 2010

When the first Young & Free program launched in Alberta Canada (via Servus CU) a few years back, I remember thinking, “We must do that!” Many here at Vantage thought the same thing. Today, we are thrilled to be launching Young & Free St. Louis, featuring Not Your Mama’s Account.

Vantage Launches Young & Free St. Louis!

It’s new, it’s bold and it’s ready to roll—say hello to Young & Free St. Louis!

What’s Young & Free St. Louis? It’s a whole new way for Vantage to interact with the 18 to 25 crowd in the Greater St. Louis area. It gives them a voice, an undeniable way to be heard. And, it gives us a way to learn what they want from their financial life. That’s Young & Free St. Louis.

Are you the voice of the 18 to 25 crowd?

To kick things off, we’re launching a search for the Young & Free St. Louis spokesperson, someone with something to say and endless ways to say it. The search runs May 28-July 5, 2010, with a spokesperson to be announced in early August. And yes, you’ll have a chance to vote for the winner! Public voting will be held July 12-25 at youngfreestlouis.com/video-gallery-2010-search/.

Durbin Amendment Harms Credit Unions … and YOU!

Government legislation is now making its way across Capitol Hill that could drive small financial institutions (like Vantage) out of the debit card business.

The Durbin Amendment, included in the Financial Reform Bill, was created by Illinois Senator Dick Durbin and recently passed the U.S. Senate.

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