CDs and IRAs

Vantage Credit Union offers a variety of competitive certificates of deposit (CDs) and individual retirement accounts (IRAs) to meet your individual investment needs. Your CD and IRA funds at Vantage Credit Union are always safe since deposits are federally insured up to $250,000 by the full faith and credit of the NCUA, a U.S. government agency.

CDs:

• Lock in your investment at a fixed rate for a fixed period of time (a variable rate CD is also available)
• Interest compounded quarterly or paid to you monthly (your option per CD type)
• Variety of minimum balance requirements ranging from $250 to $50,000, depending on CD type
• Variety of terms, from 6 months to 5 years
• Competitive rates
• Jumbo CDs offer premium rates ($50,000 minimum)

IRAs:

• Enjoy tax savings
• Traditional, Roth and Educational IRAs available
  
• Interested compounded and credited per the account selected
  
• $25 minimum balance requirement on IRA Cash accounts
  
• Low minimum balance requirements of $500 to $2,000 (depending on CD type)
  
• Competitive rates
  
• Variety of CD terms, from 1 to 5 years
  
  

View our current rates on CDs.

Visit your nearest branch location or call 314.298.0055 or 800.522.6009 for more information or to open an CD or IRA account.


Other CD & IRA Options
Vantage also offers other types of investment vehicles for both the more aggressive and conservative investor. The options offered through the Vantage Investment Services Group* are not insured by any federal agency.

You can also use our Retirement Central* site to learn more about Traditional, Roth and Educational IRA options.

For more information about these other types of investments, please call 314.264.5350, or 800.522.6009 and ask for the Vantage Investment Services Group.

_{*By clicking on Retirement Central, you'll access a site and services provided by IRA Service Center. Privacy and security practices may differ between those of Vantage Credit Union and IRA Service Center. Regulations require Vantage to provide you this notice when leaving the Vantage Credit Union website.}